Tax & Spend Economics NEVER work!

You have wants and desires, things you’d love to do, places you’d love to see and things you’d love to own. But, you have a small, nagging problem. Your income does not quite live up to your desires and so, like so many Americans, you’ve run up a huge personal debt. Suddenly, you find that you’ve lost your income and cannot pay the minimum monthly payments on your credit cards; what do you do? The answer is simple right! You get a new credit card! As long as you have plastic there’s not a care in the world you can’t “swipe” away! Really? How long do you think that will last? I can tell you, it lasted about 30 or 40 years and the jig is up, the party is over and the piper want’s his dough!

Now the Tax & Spend Liberal/Socialist/Progressive/Communist in Washington DC want you to believe this same lie they have been feeding the American public for generations! Let’s see if this really makes any sense!

They want you to believe that if you allow them to take a larger portion of YOUR pay check ( you know, the one you no longer have because there are no jobs! ) and allow them to “re-distribute” it as they see fit, then the economy will magically be revived! Does this make any sense at all? Do you think 100% of the money they take from YOUR income goes to help the needy and the poor? Please? It goes to pay for the people working in government jobs!

You have 10% of the US population, who want jobs, who can’t find them. What does this tell you about the other 90%? That’s right! They have jobs! 90% of the people in America, who want or need a job, have one. Granted, it may not be the best job ever but it’s and income and a source of self-worth, accomplishment and self-reliance that no form of hand out, government program or welfare state could ever hope to give its people!

Now, the Tax & Spenders claim the problem is no-one is buying anything, this is what is meant by “the economy is bad”. If you don’t buy another 57” TV for the bathroom, or that new video game console for the RV (I hate camping without my Xbox!) or the new washer and dryer for mom, “manufactures” have nothing to manufacture because no one is buying their wears! So what you need, are people who have an income; more importantly, disposable income. That’ right, you either need people who have a little extra each month ( and are willing to spend it ) or, you sell them on the idea that “it’s not how much it cost, it’s how much are the monthly payments!” But if they have a little left over each month to spend, why would you think that reducing that amount ( by taking it in the form of an income tax ) would help bolster the economy? That's ludicrous!

So the problem is reduced to this, 10% of the people have no income and can therefore not afford to be regular consumers of goods. 90% of the people have jobs, but most of them are in such deep debt that they’ve begun to cut back on their own personal “Deficit Spending”! At least this is what we are being told!

Now the fact of the matter is, if you go down to any mall in America, you’ll still get a decent workout on your walk from the far end of the parking lot! The restaurants still have 20 and 30 minute waits on a Tuesday night! Why? Because 90% of Americans have jobs and some small amount of disposable income!

So the Lib’s answer to the problem is this, let’s take more of the disposable income from the 90% of the Americans who have jobs and give it to the 10% who do not! So now, the 90% have less disposable income and the 10% have more disposable income but still no jobs! Why? Because you haven’t changed the overall supply of real money! It does not matter one bit WHO spends the money only that there is money to spend! Remember we said that not 100% of your tax dollars are going to make it to the 10% who could use it; they are going to go to pay for the bureaucracy that will distribute it! Let’s do some quick math as an example; we will use ridiculously small numbers to make the problem easier to understand.

Let’s reduce the American population to 100 people; 90 of whom have jobs and 10 that do not.
Further, let’s use $50,000 as the median income. Also, let’s use a small 4 level tax structure as the current tax rate ( God only knows the country could use a flat tax!) and say that there are those who pay 0%, 10%, 20% and 30% respectively based on their income. So we have something like this:

Income 0 – 24,999 Tax = 0%
Income 25,000 – 49,999 Tax = 10%
Income 50,000 – 99,999 Tax = 20%
Income 100,000 & Up Tax = 30%

Now the 10 people who are currently un-employed will obviously fall into the 0% tax rate.
Let’s say that 50% of the people are in the 25K – 50K 10% bracket and 35% are in the 50K – 99K 20% bracket leaving the top bracket to the remaining 5% of our 100 people. That breaks down like this:
10 people who pay Zero in Federal Income Tax. Let’s call this group “The Poor”
50 people who pay 10% Lets’ call this group “Low Income”
35 people who pay 20% Let’s call this group “Middle Class”
5 people who pay 30% Let’s call this group “The Rich”
Let’s use some “median” incomes to do some additional math and figure out how the Federal Government will make its income.

10 People pay $0.00 per year
50 People make on average $37,500 per year times 10% = $3,750 per person or $187,500
35 People make on average $75,000 per year times 20% = $15,000 per person or $525,000
5 People make on average $300,000 per year times 30% = $90,000 per person or $450,000
Now, what sorts of things do we notice from this example?

The first thing that jumps out at me is that the Federal Governments highest source of income is coming from the 35% of people in “The Middle Class”! Notice, too, that the Federal Government has an income of $1,162,500!!! WHAT THE $#&!? You are telling me that “The Rich” make $300,000 and the Federal Government makes $1,162,500! Who’s making the REAL MONEY? Come on people WAKE UP!

Further, we can see that 60% of the people fall into either “The Poor” or “Low Income” categories, thus 35% of the people are paying the most for the “social programs” that address the needs of “The Poor” and the “Low Income” groups.

Next, I notice that each person’s “total tax burden” exponentially increases with their increase in income! The Middle Class pay, nearly, five times as much, actual money per person, as the “Low Income” group. The top 5% of the people are paying nearly as much as the 35% of the people in the middle class combined and are paying six times as much, per person, as “The Middle Class”! So the entire, American, population of 100 people has exactly $303,750 in “spendable” income while The Federal Government has $1,162,500! Um, excuse me? Are you telling me that $1,162,500 is given to “The Poor” as spendable income? Of course NOT! Where does that money go? One of the dirty little secrets is, a growing number of Bureaucrats are in that “Middle Class” and an alarming number of them are in “The Rich” group! That’s where the VAST MAJORITY of your tax dollars go, to pay for Federal Jobs ( and the ridiculously lavish pension plans they come with).

But I digress! The point was to show that it does not matter “who” spends the disposable money but rather that the total amount of disposable money gets increased! So let’s have a look at that, shall we?

Our groups were:
The Poor: who have Zero disposable income
Low Income: who have $37,500 - $3,750 = $33,750 in “spendable” income
Middle Class: who have $75,000 - $15,000 = $60,000 in “spendable” income
The Rich: who have $300,000 - $90,000 = $210,000 in “spendable” income
So in our math example we have the Federal Government taking in a total of $1,162,500 per year in income taxes.

Now the Libs want to increase income taxes on “The Rich”, so let’s say they do just that! They increase the tax burden on the top 5% from 30% to 40%. It’s only 10% right? They can afford it! After all they are rich!

So now our numbers work out like this:
10 People pay $0.00 per year
50 People make on average $37,500 per year times 10% = $3,750 per person or $187,500
35 People make on average $75,000 per year times 20% = $15,000 per person or $525,000
5 People make on average $300,000 per year times 40% = $120,000 per person or $600,000

And our list of “spendable” money looks like this:
The Poor: now have divided among them the additional $30,000, taken from “The Rich”.
Low Income: who have $37,500 - $3,750 = $33,750 in “spendable” income
Middle Class: who have $75,000 - $15,000 = $60,000 in “spendable” income
The Rich: who have $300,000 - $120,000 = $180,000 in “spendable” income
So now we have a total “spendable” income of:
The Poor: $30,000
Low Income: $33,750
Middle Class: $60,000
The Rich: $180,000
Total = $303,750

HEY, WAIT ONE DOG GONE MINUTE! That is the EXACT same amount of money that was available to be spent BEFORE we stole from the rich to give to the poor!
What if, instead of increasing taxes, we focused on creating jobs! Even jobs in the Low Income bracket of $37,500. What would happen if we took just ½ of the unemployed and got them all jobs making $37,500 a year?

You do the math, but the short answer is this, 5 people would now have an additional $30,000 a year in spendable income; increasing the “economy” by $150,000 of “spendable” income! The Federal Government would gain and additional $18,750 in revenue ( in the form of income taxes on the newly created jobs) that could then be distributed to the few people who are left without a job, primarily because they are un-employable for one reason or another (mental or physical illness for example).

I hope this, rather long example has proven to you that the answer to our current financial woes is NOT to TAX and SPEND but rather to reduce taxes on those who create jobs, so they have more disposable income to hire new employees! This would have the additional benefit of creating greater demand for goods and services, further fueling the need for workers and so on and so on. If you have more people working, you have more people buying and if more people are buying, you need more people working to produce the stuff to buy! It’s all quite simple when you take a moment to think about it!

Thank you for taking a moment to think about it! Now, go out in November and vote for congressional candidates who understand these simple truths!

God with us.

During worship today, we were singing a song that spoke
of “the fire of worship.” The song asked that God would “fan the flames”
of that fire, which got me thinking about the Holy Spirit as that ever
present fire burning in us.

In the same song, however, it spoke of God “coming”; implying
He was not already there. I thought to myself “hang on a second”
worship is not a process of God coming to us--implying that it is
God who must move--rather, worship is a process, initiated by us,
by which we become more aware of His constant presence
(a smoldering and eternal flame fanned into a roaring fire) as we
filter out the noise that obscures the still small voice and we once
again “feel” his presence.

God is all; in all!

To Mary Kay, my Valentine all year long!

In January could I love you less,
then February when love’s confessed?

Or what of March you’re still my bride,
And in April as we walk side by side?

In May shall not my love still show,
and in June will not my love still grow?

What of July the month we wed,
could I love you more in August instead?

Come September my love’s still yours
As the day we met on October Four.

And in November, the penultimate month
You’ll find my love is no less true
than in December
as I look foreword to
365 more days to say
I LOVE YOU!

To the best wife a guy could hope for,

Happy Valentines Day ya Butt Head!

Congressional Reform Act of 2010

1. Term Limits: 12 years only, options below:
Two Six year Senate terms
Six Two year House terms
One Six year Senate term and three Two Year House terms.
Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, serve your term(s), then go home and back to work.

2. No Tenure / No Pension: A congressman collects a salary while in office and receives no pay when they are out of office. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, serve your term(s), then go home and back to work.

3. Congress (past, present & future) participates in Social Security: All funds in the Congressional retirement fund moves to the Social Security system immediately. All future funds flow into the Social Security system, Congress participates with the American people. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, serve your term(s), then go home and back to work.

4. Congress can purchase their own retirement plan just as all Americans. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, serve your term(s), then go home and back to work.

5. Congress will no longer vote themselves a pay raise. Congressional pay will rise by the lower of CPI or 3%. Social Security increases will be the same as the congressional pay raises Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, serve your term(s), then go home and back to work.

6. Congress loses their current health care system and participates in the same health care system as the American people. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, serve your term(s), then go home and back to work.

7. Congress must equally abide in all laws they impose on the American people. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, serve your term(s), then go home and back to work.

8. All contracts with past and present congressmen are void effective 1/1/11. The American people did not make this contract with congressmen, congressmen made all these contracts for themselves. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, serve your term(s), then go home and back to work.

This is an excellent commentary from the view in the ER. Those doctors, male and female, see it all, and it's never very pretty!

This was a letter to the editor on August 29, 2009 in a Jackson , MS newspaper.

Dear Sirs: "During my last night's shift in the ER, I had the pleasure of evaluating a patient with a shiny new gold tooth, multiple elaborate tattoos, a very expensive brand of tennis shoes and a new cellular telephone equipped with her favorite R&B tune for a ringtone. Glancing over the chart, one could not help noticing her payer status: Medicaid. She smokes more than one costly pack of cigarettes every day and, somehow, still has money to buy beer. And our Congress expects me to pay for this woman's health care? Our nation's health care crisis is not a shortage of quality hospitals, doctors or nurses. It is a crisis of culture a culture in which it is perfectly acceptable to spend money on vices while refusing to take care of one's self or, heaven forbid, purchase health insurance. A culture that thinks "I can do whatever I want to because someone else will always take care of me". Life is really not that hard. Most of us reap what we sow.

Don't you agree?

STARNER JONES, MDJackson , MS

How Taxes REALLY work!

The economy is a ZERO SUM GAME! What is a “zero sum game” you ask? It is when there are exactly two sides to an issue and in order for one side to gain the other must lose and equal amount of what ever is being exchanged.

In the case of TAXES you have money coming out of the economy (big business) and being “redistributed” to the beneficiaries of the TAX (government).

Pelosi is saying that she wants to TAX large corporations and use the money to build infrastructure which would in turn create jobs. What she doesn’t tell you is, that same money was already supporting jobs at the companies she wants to TAX!

In other words we can take jobs from the private sector and move them to the government.

Do you want to wake up one day to find that you must go down to the Labor Distribution Department headquarters with your child to apply for a license to be assigned a job? That’s Pelosi’s “New World Order”. The government will tell you what job you can do for the rest of your life. They will set your pay, (you won’t need much since everything will be free anyway right?) you will have no say over what career path you choose.

You CAN NOT continue to TAX people or companies to pay for new social services. But this congress, this administration just doesn’t seem to understand that! Every day, it seems, they come up with a new TAX for something. And we already are TRILLIONS in the red on the current bloated state of social programs the Federal Government was NEVER authorized to implement by our Constitution anyway!

Hang in there America 2012 is coming and it MOST DEFINTELY will be the end of the world (for the liberals)!

You are TEN TIMES more likely to die from the regular flu than you are from H1N1

“At least 1 million Americans have now contracted the novel H1N1 influenza, according to mathematical models prepared by the Centers for Disease Control and Prevention” (http://articles.latimes.com/2009/jun/26/science/sci-swineflu26). Same article: “Although 1 million seems like a high number, between 15 million and 60 million Americans are infected by the influenza virus during a normal flu season.”

Let’s use 35 Million Americans infected by the flu each year and do some math.

Of the 35,000,000 Americans who contract the flu each year, roughly 36,000 die, EVERY YEAR! That’s .0010285% of cases ending in death contributed to flu or complications from flu. That’s ONE ONEHUNDREDTH of a percent.

The article states that 1,000,000 Americans have contracted H1N1 thus far and 127 have died ( as of June 26th 2009). That’s .000127% of cases ending in death.
That’s ONE THOUSANDTH of a percent!

What does this mean? Well it means that if you get the regular flu you are not very likely to die from it! And if you get the H1N1 flu, you are 10 times less likely to die from IT than you are from the regular flu!

YOU ARE BEING LIED TOO AMERICA!